In this election year getting out of debt is on to of everyones mind. For people stuck way in over their heads with credit card debt, debt settlement can be the savior from bankruptcy. When paying back one hundred percent of what is owed through monthly minimum payments, the average amount of time in debt is thirty eight years. Plus over four times the amount of the balance owed will be paid in interest only.

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Tags: credit card debt, election year, getting out of debt, minimum payments